• 2 Posts
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Joined 2 years ago
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Cake day: June 15th, 2023

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  • What I expect is that those people will either a) receive a form letter saying that their Medicaid has not been renewed, b) simply not receive new Medicaid card after applying and being silently rejected, or c) have a hospital administrator explain that they owe $10,000 because Medicaid will not cover their charges. Obviously, the hospital is greedy and mean.

    Unless those communications include the explicit phrase “because of Donald Trump’s Medicaid cuts,” few people will draw any connection between the mysterious, bureaucratic determination of Medicaid coverage and their ‘tells is like it is’ hero, bankrupt casino owner, Donald J Trump.






  • The main difference is who bears the risk. For pensions, it’s the employer, who has to make extra payments if the pension fund falls behind it projected obligations, or surrender its management to PBGC. That open-ended risk is why most companies have abandoned pensions. For SS, it’s the government (although they do have the power to change their legal obligation). For annuities, it’s the recipient, who will just get less money if the annuity’s investments underperform during the accumulation phase.




  • It’s been a while since I looked at EVs, but my (US) experience at the time was that Tesla was one of very few companies offering sedan-shaped EVs. The US market was full of crossovers & SUVs (like Rivian), and that form factor seems antagonistic to many of the things that make high performance, long range EVs: terrible aerodynamics, high body weight, poor visibility… They’re big enough to fill will batteries to compensate for the poor efficiency, but that just raises costs.


  • Don’t really have taxes at that income level. In the US, ACA pays full insurancne premium (currently, that will change if the billionaire tax cut passes), and ‘wellness checkups’ are $0 out-of-pocket by law. Most of my dinner recipes are around $2.50/serving at 900 calories. I’m able to walk most places I go, but car insurance is $100/month. Don’t feel like dating, raising kids, or making big vacations. I average something around $7-800/month on ‘entertainment’ like video games & hobby materials, which leaves $300-400 savings. $350/month is 10%, which is around 2x the US average savings rate (https://fred.stlouisfed.org/series/PSAVERT). Savings for emergencies like insurance deductible and for retirement.

    But that’s my point: my housing probably isn’t everyone’s idea of ‘comfortable,’ my diet is pretty carb-heavy and probably not everyone’s idea of ‘comfortable.’ I like it, though. It feels comfortable to me; I don’t consciously restrict any of my spending - all the numbers I’ve given you are post hoc analysis. I’ve been doing it for a decade.

    I don’t dispute people feeling like they need $150k to live comfortably. Lots of people want kids. Lots of people want to take a nice vacation time-to-time. There’s a massive propaganda machine out there trying to convince everyone that they need just a little more than they have right now to feel good about themselves, and I believe that propaganda starts wearing thin by the time you get to $150k, $200k. They’ve got to live their life; I can only live mine.






  • If you’re doing 1-a-day, a rice cooker can be a great simplifier. Throw a measure of rice & your protein into the cooker, some rough chopped veg if you like. 2 minutes prep. While it cooks, make some kind of a sauce - yogurt or mayo make great bases, just add whatever spices you like; gochujang or miso thinned out with some soy sauce, citrus, or vinegar. When the rice & protein is done, pour on the sauce, add some pickled veg if you like. 800-1000 calories, depending on how much fat is in your sauce, one cooking pot, one eating bowl. 20 minutes start to finish.


  • Not exactly the same, but I have an air quality sensor I use to turn the HVAC fan mode on/off to filter. Also a CO2 sensor. Both wired to the RPi I run homeassistant on. The HVAC is controlled via T6 pro Z-wave now, but I started out with a Zooz Zen15 switch to just turn the whole thing on/off.

    The CO2 sensor has been pretty stable for 4(?) years - it has an internal recalibration routine that resets its baseline based on the past week’s data. My readings range from 400-ish with the windows open & fans to 1200+ cooking with gas in the sealed house. Averages around 800 with the AC or 500 with the furnace (which exhausts combustion gasses). The aq sensor has been replaced once after 3-4(?) years. It reads exactly what purpleair says is outside with the windows open, drops to 0-2 µg/m3 with the filters running, spikes to 300+ cooking.