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Joined 3 years ago
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Cake day: June 13th, 2023

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  • Just as a real example, 70-80k/year is very feasible in the Philadelphia area. I saved up around 90k across a decade (with a worse income…) and bought a place for slightly over 350k. The thing is you NEED that initial down payment amount to make those numbers work, PMI with less than a conventionally mortgage down payment is a debt trap. Most people aren’t financially literate, and people with large amounts of capital take advantage of that in the lending and real estate industries.

    If you can settle or pool resources this all gets easier, and if you have disabilities or make poor financial decisions it becomes impossible and you rent trap yourself. Renting still makes more sense for people with jobs that move around, though.












  • Cattle numbers are definitely down, but monopolization of ranching has been carrying on at a pretty good clip as well. I think it’s a safe bet that the new point of equilibrium they find will still be more expensive, even inflation adjusted. There’s a similar trend across most agribusiness that I’ve seen, especially with farms going out of business in droves because of the pandemic.




  • Works just fine, just make sure you do your mail forward with the paper form, keep your payments current, and do the verification of the forward in person as is required. Fwiw you can use any address you have access to to start the PO box or other accounts as well, even if you won’t have that access for long. Source: I do mail

    The good news is that your post isn’t really something you have to worry about(social media is propagandizing this), it’s only going to impact state funded housing for people and aim to funnel money to private prison contractors for any homeless people who assault ICE or w/e other federal agents. The bad news is that its rooted in hate and going to damage section 8 housing access, generally making people poorer/more worse off in the long run.