I’m EXACTLY the same. You don’t need to atone. I own up to my mistakes. I admit I was wrong. People see it as character development, so don’t be ashamed of your story. Own that shit! You have lived and grown! That’s very good thing.

You’re exactly right. It’s nothing controversial. Insurance doesn’t pay for anything OTC, for the most part.

I’ll never understand the drive to make other people’s lives more miserable. We’re given only so many years in this planet. Why not enjoy your life and let others enjoy theirs. These people seemingly can’t do either of those.