I understand why people would think that this could be due to influence from the morality police type groups, but there’s also a pretty boring explanation. Kickstarter is seeing an increase in NSFW content and Stripe has never allowed that.
So, knowing how risky it is to try to go on social media and examine a situation with nuance… It’s pretty well understood in the industry that fraud rates are much higher for NSFW-related content
This is why your favorite porn website doesn’t charge your card directly and uses a third-party processor who charge them an increased fee (insurance) to eat the charge backs and fraud claims rather than having Visa or Mastercard block them.
I understand why people would think that this could be due to influence from the morality police type groups, but there’s also a pretty boring explanation. Kickstarter is seeing an increase in NSFW content and Stripe has never allowed that.
So, knowing how risky it is to try to go on social media and examine a situation with nuance… It’s pretty well understood in the industry that fraud rates are much higher for NSFW-related content
This is why your favorite porn website doesn’t charge your card directly and uses a third-party processor who charge them an increased fee (insurance) to eat the charge backs and fraud claims rather than having Visa or Mastercard block them.
Stripe doesn’t do adult-industry payments. Here’s the oldest page I could find in the Wayback machine, from 2012: https://web.archive.org/web/20120511082217/https://stripe.com/terms
Kickstarter uses Stripe and so is bound by their terms. The terms are not new, they are at least 14 years old.
The thing that is new is Kickstarter is increasingly being used for NSFW content which violates the contract of the payment processor that they use.