This is the point where people go “fuck it”, wait untl something catastrophic as their basic health collapses, and maybe limp their way to the emergency room. Needing far more recovery time and putting themselves in massive debt which will never get paid.

I can see people leaving the job market if this translates to employer sponsored care - just because it would be more affordable to NOT have a job.

Hopsitals and health clinics will close.