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Cake day: July 9th, 2023

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  • Trump v CASA ruled universal injunctions beyond the power of the courts. That means that the ruling can only offer relief to the parties in the individual case. As credit reporting agencies are nationwide entities this case would, by nature, apply to those agencies across the whole nation. I will imagine that this ruling applies only to those agencies party to this lawsuit. Even if that’s not all of the big three, this suit will still signal to the executive that action against other agencies won’t hold up in court and the CFPB will likely just give up on the rule.

    This is my understanding. I’m not a lawyer. This is not legal advice ™.

















  • Not just McDonald’s, it’s been used by numerous organizations to downplay lawsuits they feel will hurt them with consumers. Tort reform is also trotted out by politicians who want to look as though they’re protecting people from “government overreach” because they know people don’t know what torts are and they can scare them into believing they’re going to be sued if they don’t get outside to shovel their walk early enough after a snow.



  • Worryingly we may all be both types. The problem is that we’re typically the first when the new information aligns with the world as we think we understand it, and the second when it conflicts. Information that calls into question our understanding of the world around us makes us feel threatened and through that threat activates our fight or flight instincts. Since we can’t run from information we’ve already heard the only choice is to fight back against it either publicly or in our own minds.